Lovesac is given by Synchrony bank. It provides user benefits, credit rewards, and purchasing at Lovesac stores worthwhile. This is a credit card with good financing options and has no yearly fee attached to it. It is a credit card is a good choice for individuals who need an option financing their purchases as well as earning rewards and benefits in return. It gives special offers all through the year. Lovesac credit card is accepted globally. The most interesting benefit is that it does not charge you for annual fee, card usage fee. One of the requirements is that you must be a citizen of the United States but you can also make use of the card outside the United States. Synchrony Lovesac card payment allows you to enjoy access to your account online for easy and convenient transactions. The card comes with secure socket layer encryption, it offers you fraud liability meaning all your transactions are safe. You can make use of Lovesac credit card at millions of retailers across the United States. You can purchase items like floor coverings, furniture, mowers, riding lawn, jewelry, home repairs, and lots more when you use the card. You also get to enjoy amazing benefits such as online keeping up with your card information once you are a cardholder.
How the Card Works
You can purchase furniture, sac blankets, home decorations on Lovesac. Patrons are guaranteed 30% off for any purchase they make. Lovesac is the best place to shop for your home appliances and technologies accessories with four years warranty. Exciting bonus exists with your card. Also, you receive a billing statement to view electronically or by mail two or three weeks after your first purchase. This includes your promotion, purchase, and payment details. Users enjoy convenient online account management and bill payment.
- No annual fee charges
- No introductory APR rates
- It has low credit card requirements
- Users receive advance notice of sales and some special offers
- Get early access to new seasonal looks
- Offers online account management and bill payment
- Gives access to special financing options
- Offers standard APR of 27.24%
- Annual fee – none
- Introductory APR rate – none
- Normal APR rate – N/A
- Cash advance APR rate – N/A
- Cash advance fee – N/A
- Purchase APR rate – 29.99%
- Minimum interest charge – $2
- Foreign transaction fee – N/A
- Late payment fee – $38
- You must be at least 18 years of age and above
- You must be a resident of the US
- You must have a valid SSN
- You must possess a valid government issued photo ID.
How to Apply
- Visit Lovesac official website
- Once the page loads, locate the apply now button and click on it
- Enter your last four SSN and mobile number then click on continue
- Once the page loads, enter your initial purchase amount if known, your first name, middle name, last name, suffix, street address, zip code, city and state, housing, primary phone, email address, SSN, date of birth, monthly net income
- Add a joint applicant if applying jointly
- Then click on continue to proceed.
After applying, you have to wait for approval. To check your application status, call 1-888-636-1223, and also provide your application reference number.
To login to your Lovesac card payment account, follow the steps below;
- Visit the Synchrony bank card service login page
- Enter your username and your password
- Click on the secure login icon to access your account.
The Lovesac login also gives you access to your credit score, card limit, balance transfer, and lots more.