The Zales credit card is given by Comenity bank. This credit card is a very unique credit card, it is highly recommended for purchases in Zales stores or online at Zales.com. The Zales credit card is also referred to as Diamond card. It can be used in the purchase of diamonds and other jewelry with special store offers. This credit card enables customers to purchase jewelry of their choice. With this card, you can choose the promotional plan that suits you. This credit card is the best store card for all shoppers at Zales stores and outlets. The card comes with exclusive perks, coupons for its cardholders. With this card, you can enjoy purchasing jewelry, enjoy coupons, enjoy special offers, jewelry inspection reminders, and cleaning notifications through your email throughout the year. You will make the best of this credit card if you have a good credit score. To get approved for application, you need to get a credit score of 630. This credit card is most suited for those who need a special financing period at Zales or who make shopping with this company sometimes.
How the Card Works
This credit card comes with exclusive rewards for its users. It has an annual fee of zero dollars, its purchase APR is 29.99%, however, this is usually variable. You can apply for this card even with a fair credit score. This card can only be used in Zales stores. It doesn’t offer cash back rewards or percentage rewards, this is based on the amount you spend in the stores of Zales. This card offers a free or discounted financing period. This free financing is the reason to get the Zales store card. You may get free financing for 6,12 or 18 months. You can get financing at the interest rate of 9.99% for up to 36 months. If you make late payments, you will charge an interest rate of 29.99% from the time you made a purchase. On the downside, the interest rate is very high even for a store-branded credit card.
- This credit card comes with exclusive perks, they include;
- Free standard shipping on online purchases
- $50 discount on your birthday
- You have access to exclusive cardholder events
- You have a 10% discount on all jewelry repairs
- Access to mobile app which sends you notifications when you are likely to need a jewelry repair
- No annual fee.
How to Apply
- Open your web browser and visit Zales credit card
- Go down and click on ‘apply now ‘
- Sign in or create an account with Zales
- Enter your personal information such as; your first name, last name, middle name, SSN, date of birth annual income
- Also enter your contact address such as your zip code, street address, suite, email address, phone number
- Then, tap on the continue button to complete your application process
- Follow the screen instructions and you will be done in no time.