Belk is a staple of malls across the United States with around half of its 300 US locations serving as anchor stores for shopping malls. This card is given by Synchrony bank. This company offers a variety of clothing and home goods, including women’s and men’s apparel, accessories, shoes, and also cosmetics, and home furnishings. Belk is an accepted option for many department store shoppers. Belk rewards card is one of the reasons many make the choice to shop at Belk. The more you spend the more you earn. Belk rewards card can be a good saving tool for regular shoppers who spend a lot in the store. If you are a steady customer, there are certain eligible benefits cardholders enjoy while using the Belk card payment. The card offers special perks, offers, and personal sale days. You can build your credit score with this credit card. This company has been a popular choice for various department store shoppers and the Belk rewards card is possibly one of the reasons a lot of people make Belk their first choice.
How the Card Works
This card has an APR of 25.49%. For users who pay it off each cycle, the Belk rewards card base 3% back in Belk reward point can provide a nice bonus when you cash in 1000 points for $10 in Belk reward dollars. Cardholders who spend the most have the biggest rewards. The Belk rewards card has a three-tier rewards system, with the basic 3% rewards given to the first tier and for those who spend $0 to $599 on their Belk rewards card each year. For the Belk premier level, this is for those who spend $600 to $1499 a year and rewards cardholders with 4% in rewards points for card purchases. The top tier is the Belk tier, this level offers the highest rewards, it gives 5% back on eligible purchases but you are required to spend at least $1500 a year on your card to qualify. An extra 1% or 2% in rewards can add up.
- No annual fee
- Access to exclusive savings and extra points
- It gives a welcome bonus of 20% off for 24 hours when you sign up for your card
- It offers you in store shopping perks such as receipts free returns
- It offers travel rewards
- You get three points for every $1 you spend
- Belk offers you three points per dollar on all purchases you make online and in store.
How to Apply
Before applying for this card, you need a credit score of at least 650 and above. To successfully apply online, go through the following steps;
- Open your web browser and visit belks rewards credit card website
- Locate and tap on ‘apply’
- Fill your personal information on the application page such as the last four digits of your SSN, mobile number
- Tap on ‘continue’ and another page comes up
- On that page, enter your suffix, middle name, first name, last name, apt, city, state, zip code, primary phone number, email address, date of birth, annual net income, your associate ID
- Then tap on ‘continue’
- Follow the required steps to complete your application process.