The “branch app” is a mobile device platform that focuses on the financial stability of employees (mostly employees that are paid hourly) with the aim of helping them get ahead financially. The app is available in the US, particularly all the 50 states in the US that are in compliance with local regulations.
Branch app has a feature which is the branch pay, this feature allows employees to take out an advance on their hourly paycheck before the payday. This type of lending platform issues out loans without any interest or fee attached when paying back. The app also helps you to track the hours you have worked and see how much you have made, for better planning and budgeting.
Usually, hourly workers are often overlooked by most financial service providers and as a result, they are prone to cash flow problems and other issues that may involve the need for cash. The platform also dedicates a great portion of its website to train and educate employers on how to use the app to enhance the efficiency of the employee. The app also helps you to track the hours you have worked and see how much you have made, for better planning and budgeting.
The number of hours you have worked and the wages due will make you qualify for the amount that you would like to get.
Just as getting the loan from the branch app is simple and easy, paying back is the same thing. You’ll be given a payback date that’s usually the same day as your next paycheck, and the advanced amount will be automatically deducted from your account.
How To Set Up Your Branch Account
To set up an account on the app that you will subsequently use to access funds, you will have to start by downloading the app from Google Play Store or Apple App Store, install it, before following the steps below:
- Firstly, you will need to enter your employer’s name and the city where you work then tap “Find my Workplace.”
- Enter your first name, your last name, and your email address so as to create a profile on the app.
- You may also add a profile picture or skip the step, then enter your phone number in order to receive a verification PIN so as to connect your account to your phone number.
- After the account has been set up, upload a schedule, enter your hourly wages then fill out the rest of the details to complete your profile.
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