The Citi double cash card is one of the best cash back cards you can find. This credit card is a good choice for pairing with other reward cards especially those that give generous bonus points in certain categories of spending. The Citi double cash card is highly recommended for users with excellent credit, before applying, you need to meet those requirements. You can also pre-qualify for any credit card offers without a hard pull on your credit. This credit card is recommended for individuals who intend to get great cash backs, no-hassle options are available. You can choose this card for making all of your purchases to earn a highly competitive rate or pair it with another rewards card to boost your reward as stated earlier. Always ensure to pay all your bills on time each month to earn the full rewards rate. You should make use of the card at least once every twelve months to keep cash back from expiring.
If you transfer a balance with this card, plan to pay it down in the first 18 months to avoid interest charges. Endeavor to put your major purchases on the card to insure them with Citi purchase protection including theft protection, damages and also price protection, and extended warranty. You can convert your earned points to Citi thank you points. This credit card offers one of the longest zero percent balance transfer deals. It has an introductory period of 18 months, it has a transfer fee of 3%, it has no introductory purchase APR. Its APR is 13.99 – 23.99%, however, this figure is variable. It has no annual fee. To earn your cash back, you first need to make purchases to earn one percent cashback then you need to make your minimum payment on time also. After doing that, you will earn an additional one percent on your payments. This card charges 3% on foreign transactions, 5% cash advance, and 3% on balance transfer fee.
- You can convert your cash back to thank you points
- Offers purchase protection
- Access to contactless payments via Google pay and Apple pay
- It offers flexible redemption options
- When you make purchases, you earn 2% cash back
- It has a long introductory APR on balance transfer for 18 months
- No annual fee.
How to Apply
To apply for the Citi double cash card online, follow the steps given below;
- Open your web browser and visit Citi double cash card application page
- Locate and tap on ‘apply now’s on the homepage
- On the application page, type in your first name, middle name, last name, suffix, home address, country, state, social security number, date of birth, mobile phone number, email address
- Also, enter your financial information
- You can equally choose to add an authorized user
- Read through and accept its terms and conditions
- Then, tap on agree and submit.
After getting your card, you may decide to manage your account online, to do this, follow the steps below;
- Visit the Citi double cash website
- On the homepage, tap on ‘sign in’
- On the login page, type in your username and your password
- Then tap on ‘sign in’.