OPENING AN ACCOUNT;
When opening a PayPal account, either a business account or a personal account, there are no fees attached whatsoever.
- SENDING MONEY (PERSONAL ACCOUNT)
There is absolutely no fee within the united state that is taken in order to send money to family and friends when you use only your PayPal balance or bank account or a combination of your pay pal balance and bank account. There is actually a fee taken when you send money with personal payment, either with the debit or credit card. You can find a list of all the fees on their page (PayPal page)

Judging with the present matter, most of the Latin American countries are unable to send /receive money through personal payment to or from family and friends. Although things are been put in place by PayPal to make sure that they can be able to send and receive money with personal payments in the future.
- RECEIVING MONEY (PERSONAL PAYMENT)
Also, when receiving money through personal payment there are no fees attached. This is just the same thing with sending money using personal payment
- GOODS AND SERVICES (PURCHASE PAYMENT)
When using pay pal to purchase goods and services, there’s no fee attached to it. However, if you receive money for goods and services online or you make payment online (just like buying and selling any item on eBay), there is a fee for each transaction.
- INTERNATIONAL PAYMENTS
When any payment is made to someone, you send money to someone, you receive money from someone or you make any online business transaction with someone in another country, there is a fee attached. The PayPal user agreement has specific information that talks about the fee. You can find the user agreement by clicking LEGAL at the bottom of any PayPal page.
- WITHDRAWING MONEY
You can withdraw money from your PayPal account any time you please to your bank account at zero cost. For you to have an overview of all the fees, log into your PayPal account and click FEES at the bottom of any pay pal page.
The bank partner of pay pal for the withdrawal functionality charges a fee for each withdrawal.
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