Kirkland’s credit card is an in store credit card, this card offers customers lots of amazing rewards and privileges for shopping at Kirkland’s stores. When you use this credit card, you enjoy reward points on every purchase you make. This credit card is given by Wells Fargo Bank. It comes with no annual fee and 0% introductory APR. This credit card can be used at Kirkland’s stores. Kirkland is a specialty retailer in the United States that specializes in home decoration in more than 290 stores across 30 states. This credit card gives its users access to enjoy no pre-payment penalties and low-interest rates with this card. This card is available for those with fair credit or above. You can apply for this card with a credit score of at least 630. Its first store was opened in 1966. This credit card can help your money go further and reward your loyalty to this well-regarded chain.
How this Card Works
You receive an additional 5% off on in store purchases every day. You get advance notice of sales and promotions. For every dollar, you spend on Kirkland’s products with your credit card you earn one point. Once you get to 150 points you will be automatically sent a $10 rewards certificate, amazing right? This credit card has a purchase APR of 27.99%. It has no balance transfers. Cash advance APR is 27.99%. Its minimum interest charge is $1. Cash advance transaction fee is greater than $10 or 5% of the amount. Late payment and returned payment fee is about $35. For online bill payments, you have plenty of options to choose from. However, the best way to make payments is with the online payment service which lets you transfer money from any savings or checking account. With this card, you have access to exclusive saving opportunities and advance notice of upcoming sales events. You are offered a 10% discount off of everything your purchase in store on the last Tuesday of every month. You also receive a special offer on your birth month.
- Your credit card activities are reported to three major bureaus
- No annual fee
- 0% introductory APR fee
- Access to online account management and bill payment options
- You enjoy special promotional offers where available
- You qualify for a 5% discount when you make purchases at its stores
- You automatically get 15% off alongside the payment card.
How to Apply
- Open your web browser and visit Kirkland’s official website
- Locate and tap on ‘learn more and apply ‘
- On the next page, tap on ‘continue ‘
- When the page loads, the application page comes up
- Fill in your email address, SSN, street address, home phone number, housing status, cell phone number
- Enter your employment information such as your work phone number, net annual income, and your employer’s name
- Then, tap on ‘continue’
When you’re done, you will get an SMS if you’ve been approved.
To access your account, follow the steps below;
- Visit the Kirkland’s website via your web browser
- At the top of the homepage, tap on ‘my account ‘
- Fill in your email address and your password
- Then, tap on ‘sign in’.