The Ralphs rewards world Mastercard is given by United States bank. This card gives you the chance to earn rewards with every purchase. This card allows cardholders to make purchases anywhere MasterCard is accepted. You are rewarded for your everyday purchases. Ralph is a member of the Kroger family of companies. The Kroger family includes Fry’s, Ralph’s, Fred Meyer, and lots more. The ability to get points towards free Ralph’s groceries is a great perk with this card. The inability to earn points on gas purchases is a big downside. This credit card earns you rewards based on the fact that it is a reward card. This credit card is ideal for those who frequently shop at Ralphs or any other company.
How to Apply
With this card, you earn 3x points on Ralphs and Kroger’s own brands products. You get 2x points for purchases at Ralph’s and Kroger brand supermarkets. Then you get 1x point on everything else. This card has no annual fee and also no foreign fee. You get an instant $50 statement credit for making the first purchase. Your rewards point instantly become rewards once you pass a minimum threshold of 1000 points. Once you earn 1000 you automatically get $5 rewards. This card comes with an introductory bonus offer that will please its customers. It has a regular purchase APR of 11.99% to 23.99% variable based on your creditworthiness and the prime rate. It has a balance transfer APR of 11.99% to 23.99% variable based on your creditworthiness and prime rate. It has a cash advance APR of 25.24% based on the prime rate. It has a balance transfer fee of either $10 or 4% of the amount of each transfer. It has a late payment penalty fee of about $39.
- You enjoy MasterCard travel services and master rental insurance
- Your rewards are sent automatically
- You receive a $5 rewards certificate for every 1000 points you collect
- You get one point per $1 spent anywhere MasterCard is accepted
- You get two points per $1 spent at Ralphs grocery stores
- You get three points per eligible net $1 spent on Ralph’s store brand products
- No foreign fee
- No annual fee.
- No over limit fee
- You can easily grow your rewards with automatic bill pay.
How to Apply
- Open your web browser and visit Ralph’s MasterCard website
- When the page loads, enter your personal information such as your first name, your middle name, last name, suffix, date of birth, SSN, phone number, email address, country, state, physical address, housing status, monthly payment, income, employment status
- Also enter your total annual income, source of income
- Read through and accept the terms and conditions
- Then, tap on ‘submit’.
After approval, your card will arrive in seven to ten working days.
To have access to your account;
- Visit Ralph’s MasterCard website via your web browser
- At the top, click on ‘login ‘
- Fill in your personal ID and your password
- Then, tap on ‘login ‘ to view your account.